Privacy Policy for Cardzip App

Last updated: November 2025

1. Introduction

Cardzip (“we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you use our mobile application (“App”). By using the App, you agree to the practices described here.

2. Information We Collect

To provide the Cardzip service, we may collect the following types of information:

• Personal Information: Name, email address, phone number, and other information you provide during registration.
• Bank Account Details: Account number, bank name, and related information required to process transactions within the App.
• Card Images: Users can upload images of cards (e.g., ID cards, membership cards) to use features of the App.
• Device Information: Device type, operating system, unique device identifiers, and IP address for app performance and troubleshooting.
• Usage Data: Information on how you use the App, including login times, features accessed, and error reports.

3. How We Use Your Information

Your information is used solely to provide and improve Cardzip’s services:

• To authenticate your account and ensure secure access.
• To allow uploading and storing of card images for app functionality.
• To process financial transactions securely within the App.
• To communicate with you regarding account updates, service notifications, or support requests.
• To monitor usage and improve app performance and features.

4. Camera Access

Our app requests access to your device's camera strictly to allow users to upload card images. The camera is not used for any other purpose. We do not access or share your images outside the app’s intended functionality.

5. Data Sharing

We take your privacy seriously. Cardzip will not sell, rent, or trade your personal data. Information may only be shared with trusted service providers when necessary for:

• Processing financial transactions.
• Providing app functionality that requires third-party services.
• Complying with legal obligations or responding to lawful requests.

6. Data Security

We implement reasonable security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. This includes encryption of sensitive data, secure authentication, and regular monitoring.

7. Retention of Data

We retain your personal and financial information only as long as necessary to provide services and comply with legal obligations. Card images uploaded for app functionality are stored until you delete them or your account is closed.

8. User Rights

You have rights regarding your personal information, including:

• Accessing your information and obtaining a copy.
• Requesting corrections or updates to your data.
• Requesting deletion of your personal information.
• Opting out of non-essential communications.

9. Children’s Privacy

The Cardzip app is not intended for children under 13 years of age. We do not knowingly collect information from children under this age.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the “Last updated” date will be revised accordingly.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

infocardzip@gmail.com